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Short Selling Your Dana Point Home
A short sale is an option you may want to consider if you cannot afford your current home loan, are not able to get a loan modification and you are concerned that your home may go into foreclosure. In a short sale, you would get your lender’s approval to sell your home for less than you owe on your home loan.
While a short sale may be an option you may want to consider, you need to be aware that there will be a negative impact on your credit, however it may be less than if your home went to foreclosure. Typically, you would qualify for a short sale if you have a qualified hardship, such as a job loss or divorce, owe more than your house is worth, unable to afford your current home loan and unable to modify your current home loan.
Selling your Dana Point home requires the approval of the lender(s) and they all must agree. Because your would be selling you home for less than what you owe, you are not allowed to receive any money as a result of the sale.
Dana Point Short Sales
You can take a look at distressed properties currently available in Dana Point by visiting Dana Point Short Sale and Bank Owned Property.
Experienced Dana Point Short Sale Team
We're here to help. The Hartanov Team has a dedicated team of experienced Short Sale experts to negotiate with the banks on your behalf. Members of The Hartanov Team have been awarded the SFR-Short Sale and Foreclosure Resource certification from NAR.
To find out more detailed information about how to avoid a Dana Point foreclosure, the effect it can have on you and your family, other options that may be available to you and determine if you qualify for a short sale, contact The Hartanov Team, Short Sale Experts, or you can contact The Hartanov Team for a confidential consultation at 949.481.3739. Your information will be held in strict confidence.
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